At Essential IFA, we understand how complicated managing your finances can be. Some people decide to leave their finances as they are for this reason. Others leave their dealings in the hands of a bank or a broker.
However, we believe that a relationship between a client and an independent financial adviser is the most effective way of getting the most out of your financial situation. We are able to understand not only your financial situation but also your aims and goals for the medium and long term. We are able to make your money work for you.
We offer a wide range of products such as ISAs, Open Ended Investment Companies (OEICS), Investment Bonds and Pensions, although this is not an exhaustive list. We work hard to ensure your money is invested in a manner that is not only tax effective, but is also more likely to give you a better rate of return than other products such as deposit based savings accounts.
Within this process, we will also look at your attitude to risk, which refers to how much risk you are willing to take with your money and how much you are willing to risk losing in order to try to make a good return.
Your attitude to risk will play a major part in building a fund portfolio. At Essential IFA we take your tolerance to risk seriously and accommodate for each client individually by reducing or increasing the exposure to risk depending on your personal preference.
We believe that it is very important for you to understand the various asset classes that we recommend and the levels of risks involved in investing in these asset classes. We use visual aids as well as easy to understand explanations in order to ensure that you understand where your money may be invested and the risks involved.