People save and invest money for various reasons. It could be retirement, children’s university funding or a deposit for a house. Essential IFA has the expertise that can help you save for whatever project you have in mind. We can provide clear and unbiased advice on a range of products and services.
Whether you are looking to save in a deposit based account, or you are investing for the first time in an equity linked investment, we have the knowledge to help you make the right choices.
Not only can we help you get the best rate of return from your savings and investments, we can also make sure that they are tax efficient with the use of products like ISAs. For those that are looking to invest large sums of monies, we have Open Ended Investment Companies (OEICS) Investment Bonds and pensions to consider as options.
Taking advice from an expert in making sure that your investment portfolio matches your attitude to risk is the key to success.
What do we mean by attitude to risk?
You may have some understanding of risk and reward, but you lack the knowledge of how to invest money. That is where we can help. Risk is always relative to each individual and to make sure that an investment is tailored to your attitude to risk is very important.
For example, a cautious investor may only be willing to experience fluctuations on their capital of up to 10% where as an adventurous investor may be willing to speculate with up to 30% or even more on their capital in any one year.
An ultra-cautious investor may not be willing to experience any fluctuations, but that investor will have to understand that growth will be limited if they take no risk. Understanding risk and reward and tailoring recommendations to your individual risk profile and goals is what makes Essential IFA’s face-to-face service a rewarding experience.
Even in difficult market conditions, having a reassuring expert that helps you make informed decisions is part of the service from Essential IFA.
We suggest that all clients who take out recommendations from Essential IFA review these recommendations on an annual basis. This is all part of our service to you. (Terms and Conditions apply).